One-Time or Recurring Debits Without The Check
		Benefits
			Debit business and personal checking accounts Schedule Recurring ACH Debit transactions No software or terminal to buy Eliminates banking fees and paper check handling costs Customers pay from checking account without writing a check Free, detailed online reporting
		Program Options:
			Single Debits Recurring Debits B2B Debits
ACH Debit enables merchants to set-up authorized debits from a customer’s checking account. Merchants can schedule debits for a single payment or for recurring billing.
	Single ACH Debit. Process a one-time debit from a customer checking account. Recurring ACH Debit. Schedule payments of the same amount to occur on a regular basis. Transactions process automatically on scheduled dates. B2B ACH Debit. Debit Business checking accounts with Single or Recurring debits.
VERIFICATION (Not available for File Processing) Verifies consumer against national negative database of bad check writers. Verification is available for Single and B2B ACH Debits. GUARANTEED FUNDING (Not available for File Processing) Guarantee protection eliminates the risk of accepting bad checks. During a transaction, the checkwriter’s checking account and ID are verified against a national negative database. Merchants can enjoy the peace of mind knowing funds will be reimbursed on all NSF checks. Guarantee is available for Single and B2B ACH Debits. ONLINE REPORTING Web based reporting provides full transaction tracking with many features. View statements and transaction history, reconcile billing, gain fast access to batch detail and much more. Reports can be customized and exported in several popular formats. VIRTUAL TERMINAL (VT) A PC with internet access is all that is needed. Multiple Virtual Terminals and Gateways are supported.